Will you have
enough to retire? CALCULATE YOUR INCOME

Responders First®

A collaboration between the IAFF Financial Corporation and Security Benefit Life Insurance Company to provide fire fighters and their households supplemental lifetime income.

The Challenges of Retirement for Fire fighters

Do you and your spouse have enough income to cover all of your expenses and do everything
you want to do in a retirement that is likely to last 25, 30, 40 or more years?

Even though you may have retirement savings in a 401(k), 457(b), DROP, or IRA, will it be enough to cover any shortfalls in your savings strategy?

Calculate your income projections.

Consider some common retirement challenges for many fire fighters:

Income Stream

Many fire fighters are not eligible for Social Security and many spouses won’t have a pension. Is your monthly income enough to last through retirement? Having a solid back-up plan is a smart strategy.

Income Gaps

Consider the years between a retirement in your early to mid-fifties and the time you are eligible for Medicare. Do you have plans to bridge that gap to cover emergencies and unexpected expenses?

icon-cost-of-living Cost of Living

Although cost of living adjustments typically won’t impact your pension amount, inflation can significantly reduce your buying power.

Market Performance.

The markets are unpredictable. Poor performance right before or right at retirement can negatively impact your nest egg.

The Responders First Program

As part of a holistic retirement savings strategy, a lifetime income solution can provide safety and stability for a portion of your portfolio while your other investments in the market can retain the potential to reap gains that could further ease the effects of inflation, rising health care costs, and other concerns. The Responders First program provides a solution that addresses these challenges and provides a guaranteed income you can't outlive.

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This product is not available in New York.